콘텐츠 바로가기
로그인
컨텐츠
  • HOME
  • SEARCH
PLUS Text Size MINUS RESET
INSTAGRAM FACEBOOK YOUTUBE

Category Open

Resources

tutorial

Collection of research papers and materials on development issues

home

Resources
Social Development

Print

Determinants and predictors of credit constraints : Empirical evidence from Nigeria

Related Document
Frame of Image ed households would be needed for better targeting.
2
Motivation
• Identifying and distinguishing different forms of credit constraints is important since different types of credit constraints require different policies (Boucher et al., 2009).
✓ Demand-side CC vs. Supply-side CC ✓ Limited evidence on the determinants of different kind of credit constraints in different settings ✓ Direct identification approach of credit constraints (Jappelli, 1990; Boucher et al., 2009; D. Ayalew Ali et al., 2014)
• Most of existing studies rely on relatively small dataset limited to agriculture context in rural area.
✓ This study uses nationally representative large dataset
3
Objectives
• To investigate the determinants of different types of non-pricing credit
constraints by using direct elicitation approach of identifying credit
constraints
• To explore the possible strong predictors of HH’s credit constraints for
targeting
4
Data
• Nigeria General Household Survey (GHS) 2015/2016 – nationally representative household survey
• approximately 4,600 households
Non-Pricing Credit Rationing Categories (# of HH: 4,232)
Non-pricing rationing Risk rationed Transaction-cost rationed Quantity rationed Overall credit constraints No. of HH 279 38 539 856 % 6.6 0.9 12.7 20.2
5
Data Descriptive statistics
VARIABLES (N = 4,232)
The log of total assets The log of total livestock value House ownership Age of Household head
Mean
10.95 5.28 0.77 53.29
SD
1.57 5.69 0.42 14.62
Min
0 0 0 15
Max
18.96 17.14 1 103


Full Text
Title Determinants and predictors of credit constraints
Similar Titles
Sub Title

Empirical evidence from Nigeria

Material Type Report
Author(English)

Eun Jin Ryu

Publisher

KDI School of Public Policy and Management

Date 2020-09
Event The frontiers in development policy conference 2020 (Online)
Subject Country Nigeria(Africa)
Language English
File Type Documents
Original Format pdf
Subject Social Development
Holding KDI School of Public Policy and Management
License