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주요국 금융규제개혁에 관한 비교연구(A comparative study on the regulatory reform in finance of the principal countries)

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Frame of Image  금융허브로 성장하기 위해 필요한 전략이다. 이런 맥락에서 정부는 ‘금융투자업과 자본시장에 관한 법률’을 제 정하여 우리나라 금융시장을 한 단계 발전시킬 수 있는 기반 을 만들고자 한다. 법 제정을 통하여 현재의 금융규제 품질을 더욱 향상시키고 감독체제 또한 개선할 수 있는 기회가 제공 된 것이다. 보고서는 우리나라 금융규제의 품질을 제고하고 감독체제의 개선에 기여하고자 해외의 금융개혁 사례를 연구하고 있다. 우리나라가 채택한 통합 금융감독체제의 전형을 보여주고 있 는 영국을 비롯하여, 미국, 일본의 금융 규제개혁 사례를 연 구하여 우리나라의 금융개혁에 일정한 시사점을 제공하고자 한다. 이들 국가들이 직면한 문제점과 이를 해결하기 위해 도 입한 정책들이 각 국가의 금융하부구조를 어떻게 강화시켰는 지 살펴보고 있다. 연구의 결과는 금융감독 당국과 정책담당
자에게 많은 교훈을 제공할 수 있을 것으로 기대된다. 본 보고서가 출간되기까지 연구과제를 수행한 참여연구진, 그리고 자료협조와 귀중한 자문을 제공해 준 연구운영자문위 원을 비롯한 익명의 검토자들에게 깊은 사의를 표하는 바이 다.
2006년 12월 韓國行政硏究院 院長 鄭 用 德
<차
례>
I. 서 론 ········································································································ 1
1. 연구의 필요성 및 목적 ········································································· 1 2. 연구내용 및 방법 ··················································································· 5 3. 연구의 기대효과 ··················································································· 13
II. 금융규제와 감독체계 ········································································· 14
1. 금융규제의 이론적 근거 ····································································· 14 1) 시장실패와 금융규제 ········································································· 14 2) 소비자보호와 금융규제 ····································································· 17 (1) 건전성 규제 ····················································································· 18 (2) 영업행위 규제 ····································


Full Text
Title 주요국 금융규제개혁에 관한 비교연구(A comparative study on the regulatory reform in finance of the principal countries)
Similar Titles
Material Type Reports
Author(Korean)

이종한

Publisher

서울:한국행정연구원

Date 2006-12
Pages 315
Subject Country South Korea(Asia and Pacific)
Language Korean
File Type Documents
Original Format pdf
Subject Economy < Economic Administration
Holding 한국행정연구원

Abstract

Korea recently made an innovative legislation "Capital Market and Investment Services Act(CMISA)" to stimulate capital market growth. The CMISA transform from the current institutional supervisory system to the functional supervisory system. It enhances investor protection provisions, preventive mechanism for interest trade-off among different businesses.
These studies present to us that policy underline not reforming banking led-financial system to be a capital market-led financial system but improving quality of financial infrastructure related with capital market and financial system. This means Korean system demand reconstruction through improving present regulatory quality and strengthen the competitiveness as a result of market transactions. For this, financial regulatory measurements like as protection of investor, governance regulation, property management regulation should be applied discriminately based on the risk level of financial
institutions and banking regulator perform open and aboveboard supervision without exception. Financial institution also keep strengthening their own control and monitoring.
According to 2007 Doing Business reported from World Bank, Korean ranked 67th in property protection, 60th in investor protection, and 21th in the credit access among total 175 countries. Therefore, Korean government should extend the right of access to credit loan and strengthen
legal measurements to protect investors like stockholder and creditor.