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한국의 노령화 추이와 노인복지대책

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Title 한국의 노령화 추이와 노인복지대책
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Material Type Reports
Author(Korean)

민재성; 유일호

Publisher

서울:한국개발연구원

Date 1994
Series Title; No 연구보고서 / 93-04
Pages 220
Subject Country South Korea(Asia and Pacific)
Language Korean
File Type Documents
Original Format pdf
Subject Social Development < Social Welfare
Holding KDI; KDI School

Abstract

The purpose of this study is to examine the effects of aging population from a social, economic and health perspective; to compare Korea’s current phenomenons and welfare policy with developed countries; and to evaluate and propose an alternative policy.

It is estimated that by 2023, 14% of the total population will be grouped as aging population and shows rapid increase in the rate as similar to Japan. Korea’s income security policy is based on social insurance programs, and social assistance and social welfare systems substitute the policy. Social insurance, pension, and living support contributes to aged population’s income, however as of 1992, only 210,000 people are receiving the pension and in terms of old-age pension fund, only $10-11 dollars are given to 190,000 people in each month. Moreover, the National Assistance Act only supports $45 per person, which is far below the living standards.

In the policy simulation on expenditure of aged population, age group from 55 to 59, 60 to 65 showed that their income is relatively stable; however, in age group from 65 to 69 and over 70s, appeared to have unstable income. It is with utmost importance that the income for old aged population is secured. In the policy alternative simulation, it showed that increases in pension funds would contribute the most to the population group of over 60 years old. If the number of multi-family and single-family decreases, consumer expenditure would increase, yet lowers surplus, which will eventually result in decrease of government expenditure as more families are caring for their parents.

In order to solve this social phenomenon, it is recommended that many relevant policies, such as employment, public pension, family, housing policy, social welfare service and livelihood protection programs should be aligned to support aged groups. The long-term health care policy should be approached in two ways; prevention and problem solving measures, and in order to decrease burden on health insurance, the government should consider a healthcare financing program, in which medical care fee is collected from health insurance, government subsidy, beneficiary, and systemize such program.