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국민연금제도와 특수직역연금제도간 연계방안 연구(A study for measures to relate the national pension plan with the special occupational pension scheme)

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  • 국민연금제도와 특수직역연금제도간 연계방안 연구(A study for measures to relate the national pension plan with the special occupational pension scheme)
  • 고철기; 오영호; 김성희
  • 한국보건사회연구원


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Title 국민연금제도와 특수직역연금제도간 연계방안 연구(A study for measures to relate the national pension plan with the special occupational pension scheme)
Similar Titles
Material Type Reports
Author(Korean)

고철기; 오영호; 김성희

Publisher

서울:한국보건사회연구원

Date 1990-12
Series Title; No 연구 / 1990-24
Pages 211
Subject Country United States(Americas)
Japan(Asia and Pacific)
South Korea(Asia and Pacific)
Language Korean
File Type Link
Subject Economy < Financial Policy
Social Development < Social Welfare
Holding 한국보건사회연구원

Abstract

This study aims to compare and analyze public pension plans, examine problems caused by the absence of a liaison system, and introduce and analyze the pension plans from other nations in order to suggest pension schemes suitable for Korea.

Korea introduced pension plans in 1960 for military personnel and civil servants, and occupational pension plans for special occupational workers with the implementation of the pension plan for private school employees in 1975. With the launch of the national pension plan in 1988 for the general public, the pension system was Korea is divided into two categories. The special occupational pension systems are essentially the same in terms of benefit types, benefit levels, and cost-bearing, although their central management agencies and eligible subscribers are different. The absence of a liaison system has resulted in non-payment due to failure to complete the subscription period, duplicate pension payments, personal losses and gains in accordance with the pension characteristics of new workplaces, and the generation of excess income.

Japan pays the same basic pension to all citizens as of the revision of the national pension system act of 1985 for the stabilization of the lives of laborers and their families. Japan’s public pension system, before the adoption of the new pension system, consisted of welfare pension insurance, the national pension, the Government Official Mutual Benefit Association, the Local Government Official Mutual Benefit Association, the Private School Employee Mutual Benefit Association, the Agricultural Organization Employee Mutual Benefit Association, and seamen’s insurance. For the incorporation of these systems, the General Law on General Pension Plans was abolished with the launch of the new national pension system in 1986.

In the United States, social security tends to be integrated with other public pension systems, such as the Old Age Survivor Disabled Insurance (OASDI), the Railroad Retirement System (RRS), and Civil Service Retirement System (CSRS), and Military Reserve Retirement. Each of these special occupational pension systems is supplemented with additional systems when the OASDI alone is deemed insufficient due to the unique characteristics of each occupation.

The basic principles that the government should observe when incorporating public pension plans include: the security of basic income in preparation for retirement, disability, accident, and death, balance between merit and systemic equality, utilization of the liaison system, consideration of the uniqueness of each pension system, and accommodation for changes in economic and social environments. It is suggested that, in Korea, the general liaison system that links all pension systems, while maintaining the present public pension system, is ideal in the short run. The integrated liaison system, in which the present national pension system secures the basic income of all people, is appropriate in the long run.