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저소득층 금융지원 실태 및 정책방안(A study on the policy strategy for financial inclusion for low-income families)

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  • 저소득층 금융지원 실태 및 정책방안(A study on the policy strategy for financial inclusion for low-income families)
  • 김태완; 이태진; 김문길; 전지현
  • 한국보건사회연구원


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Title 저소득층 금융지원 실태 및 정책방안(A study on the policy strategy for financial inclusion for low-income families)
Similar Titles
Material Type Reports
Author(Korean)

김태완; 이태진; 김문길; 전지현

Publisher

서울:한국보건사회연구원

Date 2009-12
Series Title; No 연구 / 2009-15
Pages 170
Subject Country South Korea(Asia and Pacific)
Language Korean
File Type Link
Subject Social Development < Social Welfare
Holding 한국보건사회연구원

Abstract

It was since 2003, when the across-the-board credit crisis erupted with a staggering 3 million new credit defaulters, that financial exclusion and research thereof have come into the focus of public attention. From the 1997 economic crisis onwards until that time, financial exclusion has been less of a social malady than poverty, inequality and polarization. The reason that credit defaulters as a social group have come to the fore is that because, with the limited access to formal financial services and no institutional recourse to turn to, they are exposed to such social risks as family destruction and life loss in situations where they have to rely on private services with unduly high interest rates. Moreover, credit defaulters often face difficulties getting a job or starting a business, which makes it all the harder for them to live as ordinary citizens. (The rest omitted)