콘텐츠 바로가기
로그인
컨텐츠

Category Open

Resources

tutorial

Collection of research papers and materials on development issues

home

Resources
Economy Financial Policy

Print

Use of consumer credit data for statistical purposes : Korean experience

Related Document
Frame of Image
  • Use of consumer credit data for statistical purposes
  • Kim, Byong-ki
  • Bank for International Settlements


link
Title Use of consumer credit data for statistical purposes
Similar Titles
Sub Title

Korean experience

Material Type Articles
Author(English)

Kim, Byong-ki

Publisher

[Basel]:Bank for International Settlements

Date 2014-10
Pages 11
Subject Country South Korea(Asia and Pacific)
Language English
File Type Link
Original Format pdf
Subject Economy < Financial Policy
Holding Bank for International Settlements

Abstract

For some time, the Bank of Korea has sought to obtain micro data that can help us to analyze our household debt situation and to assess the financial soundness of households more accurately. This type of data, Consumer Credit Data, has been gathered by credit information registries (or credit reporting companies) primarily to assist creditors in evaluating the credit quality of current and prospective customers. Using this consumer credit data in cooperation with one of Korean Credit Bureaus, the Bank of Korea is constructing a new longitudinal databases that tracks consumers’ access and use of credit at a quarterly frequency from 1Q 2009 to present. Now our pending task is to constitute a nationally representative random sample of individual consumers in any given quarter. (The rest omitted)